Employee Benefits

A should-have insurance policy especially for small and medium enterprises to cover the well-equipped benefits for the employee in terms of life and disability, medical and personal accident coverage.

Why we need Employee Benefit?

Employee retention is one of the toughest challenge of today in the organizations. Most of the companies are competitively offering the best scheme of employee benefits for their employee. There are few concern while choosing the employee benefits:

  • Am I providing the right protection for my employee which they deserve?
  • Does the scheme include of all the coverage that is importantly needed for my organization? (for example, foreign worker compensation plan for internationalized company)

If these are your fear, do not worry,

                                                                 scroll down and find out what we have for you…..

Yours SamIValue

About this policy

Product Overview:

This policy will allow you to provide customized employee benefits to serve as an important tool to drive employee loyalty as well as being a highly attractive benefit for potential staff.

Employee Benefit Coverage

This section describe the different coverage protected by the Employee Benefit Insurance policy.

Foreign Worker Insurance

This insurance plan protects the foreign workers in your industry or workplace.

  • Foreign Workers’ Insurance Guarantee (FWIG) – A compulsory requirement by Immigration Department of Malaysia.
  • Foreign Workers’ Compensation Scheme (FWCS) – A compulsory requirement under Labour Department.
  • Foreign Workers’ Hospitalization & Surgical (SKHPPA) – A compulsory requirement under Ministry of Health.
  • Foreign Workers’ Plus – Additional cover on top of the compulsory FWCS.


  • Repatriation Expenses
  • Death
  • Permanent Disable
  • Loss of Income due temporary disablement
  • Hospitalize & Medical Expenses
  • Accidental Causes

Extended Cover:

  • Strike, Riot and Civil Commotion
  • Hijacking
  • Food and Gas Poisoning
  • Drowning
  • Unprovoked Murder and Assault
  • Insects, Snakes and Animal Bites
  • Disappearance
  • Natural Disaster
  • Exposure to Natural Elements
  • Motorcycling
SME Choice

This insurance plan covers the co-operate due compensation for the employee in the situations of injuries, illnesses, disability or death.


  • Death and permanent disablement
  • Accidental Death and permanent disablement
  • Critical Illnesses
  • Hospitalize & Surgical
  • Outpatient Clinical

Let us consult for your best plan!